![]() Bendigo Express available via online application only. For the Bendigo Complete Loan the variable interest rates displayed are based on Loan to Value Ratio (LVR) calculated using your LVR at the date we document your loan contract. The rates and repayment amounts do not include any monthly service fees or lenders mortgage insurance if applicable. Interest rates are subject to change except during a fixed rate period. The results assume regular scheduled payments and that the interest rate does not change, and do not include any discount period. There are restrictions and/or certain fees payable for additional payments for some products e.g. The monthly interest rate is calculated via a formula, but the rate can also be input manually if needed. This spreadsheet is one of the only ARM calculators that allows you to also include additional payments. Create a loan amortization schedule in Excel (with extra payments) - Using Excel formulas to figure out payments and savings - Microsoft. The offset account is not available for all loan products. Download a free ARM calculator for Excel that estimates the monthly payments and amortization schedule for an adjustable rate mortgage. ![]() You should speak to us or obtain professional advice about a loan that meets your requirements and objectives. ![]() The results are not advice on how much you can or should borrow, which product you should choose, the product features or options, or about making extra payments. They are not a quote, credit approval or offer of credit.
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